yeseric

3 Financial Moves Before You Get Married

by yeseric | Jun 8, 2018

If you are engaged to be married, there are three crucial action items to handle before the big day. Time to build trust through honest communication. (1) Hold several “Money Talks” with your significant other. Address topics like: How was the topic of...

Attend a Wedding Without Breaking the Bank

by yeseric | Jun 8, 2018

When invited to a wedding, remember that your primary responsibility is still to maintain your own household budget. Weddings are delightfully fun, so plan ahead by remembering the following: (1) Once you know the date, ask yourself how much will your total cost be to...

230-Year-Old Proves Legacy Is Important Today

by yeseric | May 25, 2018

Happy 230th birthday to the State of South Carolina! The Palmetto State became a state on May 23, 1788. There are countless legacies in the generations of South Carolinians who have come and gone. What will be your financial legacy? Say “I Love You” to...

How Does Debt Consolidation Work?

by yeseric | May 23, 2018

Imagine you find yourself with $30,000 in unsecured debt (credit cards, student loans, and personal loans). One debt is for $10,000 at 12% and a second debt is for $20,000 at 10%. Together, your total monthly payment on both loans is $1,100 per month. A debt...

Student Debt Delinquency in 6 Greenville Zip Codes

by yeseric | May 23, 2018

Within six zip codes in Greenville, SC (29601, 29607, 29615, 29609, 29605, 29611), African Americans and Latinos face a sobering student loan delinquency rate. These results come from Mapping Student Debt: How Borrowing For College Affects the Nation. My goal is to...