Attend a Wedding Without Breaking the Bank

by yeseric | Jun 8, 2018

When invited to a wedding, remember that your primary responsibility is still to maintain your own household budget. Weddings are delightfully fun, so plan ahead by remembering the following: (1) Once you know the date, ask yourself how much will your total cost be to...

How Does Debt Consolidation Work?

by yeseric | May 23, 2018

Imagine you find yourself with $30,000 in unsecured debt (credit cards, student loans, and personal loans). One debt is for $10,000 at 12% and a second debt is for $20,000 at 10%. Together, your total monthly payment on both loans is $1,100 per month. A debt...

Adopting A Pet? Be Financially Ready

by yeseric | May 17, 2018

Meet Radar! He is very supportive of my financial coaching practice. He is also living proof that Greenville, SC has one of the best animal protection organizations in the country – the Greenville Humane Society. We adopted Radar a few years ago for only $50....

Using Home Equity for Child’s Bouncy House

by yeseric | May 11, 2018

If you are tempted to use your home equity to pay for everyday expenses like your child’s birthday party, don’t!  The ad pictured above plays on your emotions while luring you into more debt. Be aware of ads like this one. Save up the $300 in advance....

Starting a Budget

by yeseric | May 1, 2018

When you start to take control of your money, keep it simple: track purchases for 30 days. Your goal is to answer the question, “Where is all the money going?” Simply make a list on a few sheets of paper. Track monthly expenses like mortgage, rent,...

Building Credit After Graduating College

by yeseric | Apr 28, 2018

Amid the excitement of graduating from college, maintain two priorities: keep your student loan account in good standing and don’t miss any credit card payments. If you have neither loan nor credit card, then great! Unfortunately, current stats indicate that 44...