College Savings: Coverdell ESAs and 529 Plans

by yeseric | Aug 7, 2020

Let’s take a closer look at two of your education savings options. Start saving early for your child’s education. The sooner you start saving, the more opportunity your money has to grow. 529 college savings plans and Coverdell Education Savings Accounts...

8 Money Lessons to Master by Age 31

by yeseric | Aug 7, 2020

Learn the financial skills you should have by 31? Here are eight skills you need for your financial future. Okay, so you’re approaching age 30, and you’re wondering, “Have I learned everything I should know about money?” Here are eight...

Problem with Parent PLUS Loans

by yeseric | Aug 21, 2018

You may be considering a Parent PLUS Loan to pay for your child’s college education at Clemson (non-resident), Furman, or the University of South Carolina (non-resident). Take a closer look at what it will really cost you: The Direct PLUS Loan interest rate is...

19 Ways To Get Out of Debt and Be Happier

by yeseric | Aug 20, 2018

Just say, “No.” Delay purchases to get beyond the “heat of the moment.” Tell your kids that your whole family is on a budget. Stop eating out. Plan grocery trips. Use an envelope system. Buy your casual clothes at consignment stores. Make...

Credit Cards Affect Credit Health

by yeseric | Jul 23, 2018

Do you struggle to pay off your credit card each month? Do you max out your cards? Let’s review your credit card usage and ask 3 questions: How does my credit card usage affect my credit health? Each card account has a certain limit up to which a lender will...

Destination Wedding Planning Tips

by yeseric | Jun 21, 2018

You’re the one getting married, so here are a few tips to keep in mind as you plan your destination wedding: Be true to your desires. As others express their preferences, concerns, or cast doubt about your choices, stay focused on what expresses your...